Pension Refund
After you leave, you have 36 months to claim your pension refund
Steps to take before you leave Japan:
Steps to take after you leave Japan
- You will receive 80% of it in a lump-sum withdrawal payment, deposited into an overseas bank account
- The remaining 20% is taxed by the government, but you are eligible to get that back too
Steps to take before you leave Japan:
- At your local municipal office, fill out and submit an “Address Change Report” (tenshutsu todoke)
- Get the “Claim Form for the Lump-sum Withdrawal Payments (for National Pension and Employees’ Pension Insurance)” (Dattai ichijikin seikyu-sho (Kokumin Nenkin/Kousei Nenkin Hoken)) from the Japan Pension Service Office nearest you
For locations, visit http://www.nenkin.go.jp/section/soudan/gifu/index.html
Or, download the form here: http://akitajet.com/w/images/d/d9/Claim_form_for_the_lump-sum_withdrawal_Payments.pdf - Get the “Declaration Naming a Person to Administer the Taxpayer’s Tax Affairs (For use by aliens)” (Nozeikanrin no todokedesho (gaikokujin-yo)) form from your local tax office.
- Ask someone to be your tax representative, then submit the form in #3 to your local tax office
Steps to take after you leave Japan
- Mail the “Claim Form for the Lump-sum Withdrawal Payments” to Social Insurance Operation Center
Takaido-nishi 3-5-24, Suginami-ku, Tokyo 168-8505
〒168-8505 東京都杉並区高井戸西3丁目 5番 24号
社会保険業務センター
-Include in the packet:- Pension book
- Copy of Passport (showing DOB, country, signature, visa and date of departure from Japan)
- A certified bank stamp OR all pertinent bank information for your HOME COUNTRY BANK
- Receive Lump-sum Withdrawal Payment into overseas account
- Receive “Notice of Lump-sum Withdrawal Payment (Entitlement)” (Dattai ichijikin shikyu kettei tsuchisho)
- Mail above notice to tax representative in Japan
- Tax representative files for tax refund (the 20% the government kept) on your lump-sum withdrawal
-Your representative must file the kakutei shinkokusho on your behalf at same tax office as before. - Tax representative receives refund in their bank account and transfers it to you